Coverage Center
Owner-Operator Programs
Insurance guidance for independent truckers who need coverage aligned with the work they do and the contracts they serve.
Independent Operators
Coverage Built Around Your Route
Owner-operators balance driving, contracts, equipment, and business decisions every day. RIG helps you review transportation insurance options that fit your operation, cargo, and contractual requirements.
Primary Auto Liability
Physical Damage
Motor Truck Cargo
Non-Trucking Liability
Key Considerations
Plan for the Road Ahead
Your Equipment
Review physical damage and related protection options for tractors, trailers, and other covered equipment.
Your Freight
Consider cargo-related exposures and the insurance requirements that may apply to the loads you haul.
Your Contracts
Understand how lease agreements, shipper requirements, and operating authority can affect your coverage needs.