Quote Preparation

Preparing for a Trucking Insurance Quote

A complete submission helps underwriters understand how your operation runs. Use this practical checklist to gather the information commonly requested for a trucking insurance quote.

Lineup of commercial trucks prepared for fleet operations

What to Have Ready

Start with the basics, then organize the documents and operating details that help present a clear picture of your business.

Commercial freight truck operating on an open highway
Business details

Identify Your Operation

Have your legal business name, business address, USDOT number and MC number available when applicable. Underwriters may also ask about your authority, operating history and the type of transportation business you run.

USDOT and MC numbers

Business and authority details

Desired effective date

Equipment and drivers

Build Your Schedules

Prepare a current vehicle schedule with VINs, year, make, model and stated values. A driver schedule with CDL information and relevant experience details can also help an underwriter evaluate the operation.

Vehicle schedule and VINs

Stated values and trailer details

Driver schedule and CDL information

Commercial truck fleet lineup
Semi-truck traveling on an interstate highway
Operations and insurance

Document the Risk

Be ready to describe commodities hauled, operating radius, annual mileage and any contract or shipper requirements. Current declarations pages, limits, deductibles and loss runs provide useful context for an insurance review.

Commodities, radius and mileage

Current declarations, limits and deductibles

Loss runs and contract requirements

Ready to Start the Conversation?

Start a quote request with the information you have. If you need to share supporting documents, contact RIG for secure submission instructions.

Actual underwriting requirements vary by carrier and account. Providing these items does not guarantee a quote, coverage or placement.

Commercial semi-truck traveling on a freight route